Wallet payments can be generally referred to as mobile money or a mobile wallet that helps to make payments operated under financial authority using a mobile device. Your personal mobile device can do a lot excluding making calls and messaging. A mobile wallet can easily replace your physical/ plastic money. A digital wallet is exactly what we … Read more
Digital wallets or e-wallets are electronic wallets that helps in making payments online. The transactions done by digital wallets are quick and secured. It’s a password protected wallet that has your bank accounts details, which then makes it easier to make future payments because then you don’t have to enter your information every time you … Read more
Aadhaar enabled payment service was developed by NCPI to facilitate financial transactions just by using Aadhaar number. This was introduced after making Aadhaar linkage to bank account mandatory. It offers services like fund transfer, cash withdrawal, balance enquiry, payment transaction, etc. No OTP or ATM pin is required here. As the name suggests, the Aadhaar … Read more
We all know enough about Public Provident Fund, which can be opened designated post office or any bank branch. Infact, it is advised to open it online to ease out the trouble of undergoing a long drawn process. These public provident funds can be easily shifted between post offices or banks for greater mobility and use. … Read more
Credit has proven to be a medical drug in times of dire need, however it can turn killer if taken beyond capabilities. Like how it works with drug overdose, too much debt can damage your financial health. At most instances, you’re stuck quite bad to realize how ugly this can get! And when you’re in … Read more
We all want a chance to travel and sometimes travel extensively. However, with a busy life in urban cities, time and money management can get difficult. Taking out time can be made possible with the right work management skills while money needs to be effectively planned. But with if the money saved is not quite enough, … Read more
A Government Approved pension scheme for the elderly and ageing citizens. It is that contribution scheme where the pension amount received changes with the amount of corpus accumulated at maturity. An efficient NPS calculator reveals the exact amount of the corpus which will accrue to you at the time of maturity and the approximate amount … Read more
As a fresher, you must have your feet on the ground. Through our blog, we will throw light on certain things that will help you to get your college life a flying start. This is especially important if you are waiting to build bank balances to achieve your dreams. With dreams on your mind, your job can help to fulfill all your needs … Read more
When you’re in a mood to indulge in financial planning, it’s extremely important to know the attached risks of it. Let’s quickly understand the gains & losses of your financial decision. When describing a portfolio, we can underline two types of risk: Good risk which gets compensated with high expected returns. The bad risk for which you don’t receive any compensation at all. It’s definitely not a good idea to focus … Read more
They say your younger days help you to mold in the best possible manner. The habits you pick up while growing up stay with you that throughout your life. When you’re going to join your first job every after post-graduation/graduation, you’re supposedly in the good position to take make or break career choices, which eventually make … Read more